What are we comming to...

After a weekend of listening to the news and and listening to the radio I somehow have gotten the idea that the folks in Washington think we are stupid.

Now I am not going to say the everything about our health care is peachy. What I am going to say is that their can be room for improvement.

Our doctors, nurses, facilities are first rate.

Our Pharmaceutical companies come up with wonder drugs to help people. While there is debate here that is not what I am discussing in this post.

Most everyone agrees that the biggest area of improvement for our health care is cost. What troubles me most is no one seems to what to discuss what goes into our health care costs.

We hear about insurance companies charging so much for coverage, but insurance companies base their premiums on loss experience since they have to pay claims, to pay the claims they have to collect premiums. So to determine those premiums the have to have a defined benefit that they can statistically calculate cost.

We don't hear anything about what the legal costs to the health care industry is, how much goes in to Medical Malpractice insurance for doctors, nurses or hospitals or even clinics. How much goes in to the cost of Product Liability insurance for Pharmaceutical Companies, Medical Devices or equipment.

Now I am not saying their should be no recourse for negligence but negligence is something that is definable. Suing members of the medical profession with out proof of negligence should be banned.

Think how crazy this is, a drug is approved by the FDA with defined side effects, the product is released, the individual has a know side effect and sues the Manufacture. this is wrong, Recourse should be to the FDA for approving the drug in the first place.

We hear how drugs are cheep in Canada, their is no recourse in Canada if you have a problem with the drug in Canada, hence the price is reduced. The same can be said of Mexico or any number of companies that have State Sponsored medicine.

Let's have a debate of where the costs are then we can address that for everyone.